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We've got a joint account <a href="http://newcastlecomics.com/blog/little-beasts-commercial-picture-day-ef8e.pdf">little beasts</a> The borrowing is not an entirely bad thing. It can amplifyinvestor income if the money is used to buy more bonds or ifinterest rates move favorably. The funds also can borrow toavoid selling bonds at distressed prices to meet investorredemption demands, U.S. regulatory filings show.

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